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Construction Finance Solutions

Build Now, Pay Later

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BUILD YOUR DREAM HOME WITHOUT THE FINANCIAL PRESSURE

Building your dream home should be exciting, not stressful. That’s why New Living Homes have partnered with Homepay, to offer you a construction loan that puts you in control. With the "Build Now, Pay Later" option, you can start building your perfect home today—while keeping your cash for what matters most to you.

Enjoy 12 months with no out-of-pocket loan repayments on land and build, giving you the freedom to save, invest, or simply breathe easy while we bring your vision to life. It’s the smarter way to build, designed with your goals in mind.

Ready to turn your dream home into reality? Let’s make it happen!

Your start in the property market could be closer than you think!

WHAT IS HOMEPAY?

Homepay offers you the convenience of a ‘Build Now, Pay Later’ option, providing a flexible finance solution to support your home building journey. With Homepay, you can pause out-of-pocket loan repayments on land and build while your home or investment property is being built, alleviating financial pressure and allowing you to focus on your dream home.

Your start in the property market could be closer than you think!

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WHY USE HOMEPAY Your start in the property market could be closer than you think!

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Quite simply, this innovative financial solution makes building your new home easier and more accessible. Homepay’s rigorous accreditation process ensures that New Living Homes meet the highest standards of quality and financial stability, giving you peace of mind as you embark on your home-building journey.  

HIGH QUALITY CONSTRUCTION

New Living Homes has a proven record of delivering projects on time and on budget, with exceptional quality.

FINANCIAL STABILITY

New Living Homes have been independently assessed by Homepay to ensure we have a strong track record of financial health, meaning your investment is secure.

UNMATCHED FINANCIAL RELIEF

Homepay loans pause out-of-pocket repayments on both land + construction loan, providing you with complete financial relief during the 12 months construction period.

SEAMLESS PROCESS

Our partnership with Homepay means a smooth and hassle-free experience from start to finish.

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WHO BENEFITS FROM HOMEPAY Perfect for House & Land packages!

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First Home Buyers

If you’re currently renting and would face difficulty managing both rent and loan repayments during construction, Homepay is the perfect solution.

Investors

If you’re building an investment property and want to start out-of-pocket loan repayments only after the property begins earning rental income, HomePay has got you covered!

HOW DOES HOMEPAY WORK?

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1. LOAN APPLICATION

Your New Living Homes Consultant will confirm your build is eligible for Homepay, so you can apply through a Homepay accredited mortgage broker. Once your deposit is paid and your loan is settled by Homepay’ s trusted partner lender, the Homepay process begins.

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2. PAY YOUR DEPOSIT

Once your deposit is paid and your loan is settled, the Homepay process begins.Out-of-pocket home and land repayments are paused for 12 months while New Living Homes constructs your dream home.

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3. PAUSE OUT OF POCKET REPAYMENTS

Out-of-pocket mortgage repayments on both your land and your build are paused for up to 12 months while New Living Homes constructs your dream home. After this period, your regular repayments will begin.Focus on preparing for your new home without the stress of managing loan repayments until the day you move in.


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4. ENJOY FINANCIAL FREEDOM

While payments are paused, you have the freedom to use your cash, your way! Whether it’s to cover rent during construction, or saving or new furniture to deck out your new home - it’s up to you!

If your home is finished within 12 months, you’ll still have the remaining time without having to worry about repayments if you choose!

Experience the difference, with Homepay

WHAT’S THE CATCH?

There isn’t one. Homepay’s accreditation process ensures that Homepay only work with independently audited builders like New Living Homes.

  • Market Competitive Rates
  • Generous Borrowing Capacity
  • Up to 12 months of no out of pocket loan repayments on build and land


Conditions apply. Offer available to approved buyers only and excludes knockdown rebuilds.

Talk to your New Home Consultant about how to get started.

Talk to your New Home Consultant about how to get started. arrow
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Talk to your New Home Consultant about how to get started.

Terms& Conditions

HomePay and Trinity Financial Services terms and conditions By giving your details to Masterton (comprised of Masterton Homes Pty Ltd, New Living Homes Pty Ltd and New Edge Homes (NSW) Pty Ltd) or Trinity Financial Services (TFS) (together, “Us/We”) or HomePay (Aus) Pty Ltd (“HomePay”) , you agree to the following terms: 1. Privacy 1.1. You provide Us permission to record and share your details in connection with third parties as necessary for Us to provide services to you. 2. HomePay 2.1. You must obtain Masterton’s prior, written consent to utilise services or products offered by or through HomePay. If you not obtain Masterton’s prior, written consent to utilise services or products offered by or through HomePay, you agree to reimburse Masterton for any claims made by HomePay or costs incurred by Masterton in relation to HomePay, . 3. Credit Services 3.1. You acknowledge that Masterton’s role in relation to the construction loan is limited to providing a venue for TFS and information about HomePay only, and that Masterton is not providing any services related to credit, nor is Masterton affiliated with TFS or HomePay. 3.2. Accordingly, you release Masterton from any liability in relation to any service provided provided by, or through TFS orHomepay ,and indemnify Masterton for any suit/action or proceedings in respect of claims arising from services or products offered by, or through Homepay or TFS. 3.3. TFS’s loan consultant is able to arrange loans and leases but not specify any particular product, and not provide any recommendation or advice concerning loans or leases. 3.4. You must comply with any terms and conditions imposed by HomePay or TFS, or their respective lenders. 4. Commission 4.1. Masterton may receive financial benefit (commission) from TFS as a result of introducing You to TFS. 4.2. Masterton does not receive any financial benefit from HomePay. FINSURE FINANCE & INSURANCE PTY LTD trading as Trinity Financial Services Australian Credit License Number: 384704 ABN: 91 630 850 476 Masterton Homes Pty Ltd ABN: 52 002 873 047 HomePay (Aus) Pty Ltd ABN: 51 655 094 87.

© New Living Homes Pty Ltd ABN 67 152 611 713, B Lic No. 244889C & New Edge Homes (NSW) Pty Ltd ABN 18 058 035 984 B Lic No. 194617C  

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